Digital legacy

The accounts your family cannot reach are the ones they will need.

Photos. Documents. Email. Subscriptions. The small things that make a life retrievable. Threshold Vault lets you leave a way in for the people who matter, without leaving the door open for anyone else.

For when you are no longer here to ask.
§ I · The problem

Most digital lives end unreachable.

A grieving family stands in front of a phone they cannot unlock, a laptop they cannot open, a vault of memories with no key. The will mentions the property and the cars. It does not mention the password.

i

A sealed envelope with the master password

Either too findable to be safe, or too well-hidden to be found.

ii

A trusted person who has full access today

Asks you to trust one person, completely, for the rest of your life.

iii

The estate planning that simply forgets to ask

Lawyers handle the deed. Few think to handle the photo library.

§ II · What gets lost

The shape of a digital life.

Almost everything you would want to leave behind, and everything you would want the right people to be able to reach.

Photos and memories

Two decades of family photos behind a single cloud password. The one no one wrote down because everyone assumed someone else had.

§

Documents and records

Tax returns, contracts, the boring paperwork that the estate executor needs and cannot reach without a password that died with you.

Email and correspondence

The thread that confirms the policy. The receipt for the storage unit. The conversation that explains where everything is. All locked.

Subscriptions and payments

Recurring charges to accounts no one can cancel. Bills to addresses no one can change. Inheritances of small monthly drains.

§

Recovery codes and 2FA

The codes that prove you are you. Held on a single device that died with you, leaving everything else unreachable in a slow chain.

Crypto and digital assets

A wallet that may be worth nothing. A wallet that may be worth a lot. Either way, a private key your family will never see.

§ III · The arrangement Written once. Used once.

What you arrange now. What they do later.

i.

You bundle the keys to your digital life

The master password. The recovery codes. The instructions for the photo cloud. The note that says start here. Anything you can put in plain text, you can put in this bundle.

ii.

You split it across the people you trust

Spouse, adult child, executor, lawyer. Three of four together can reconstruct. Any one of them alone cannot. A single envelope hands no one your accounts. Three together do.

iii.

Years pass. Then, only if needed

The threshold convenes when the day comes. They follow the protocol, which is in plain language and assumes nothing about technical skill. The accounts open. The estate is whole.

Done once. Reviewed yearly. Used, perhaps, never.
A password that dies with you is, eventually, a memory no one can reach.
Threshold Vault · On digital legacy
§ IV · How it works

Cryptography you can leave in writing.

Two layers, both open, both inspectable. The same primitives that protect banks and classified material, applied to the small set of secrets a family needs.

Layer Ii.

The bundle is encrypted.

AES-256-GCM, applied in your browser. The same authenticated cipher used to protect classified material at the highest civilian level. The ciphertext alone is meaningless.

Layer IIii.

The key is split.

Shamir's Secret Sharing from a 1979 paper. Each share is a point on a polynomial. Any K reconstruct it. Fewer than K reveal nothing about it at all.

§ V · Recommended setup

A 3-of-4 across the people who matter.

The roles a family typically already has, set out as a small constellation. Any three together reach the threshold. No one alone can.

your archive 3 OF 4 i Spouse SHARE 01 ii Adult child SHARE 02 iii Executor SHARE 03 iv Lawyer SHARE 04 ANY THREE RECONSTRUCT
Three of the four together can open the archive. No one of them can, alone.
§ VI · Questions

From the conversations we have had.

Your shard cards still work. The recovery tool ships inside the archive and runs offline. The cryptography is open source. The arrangement is designed to outlive us, because the arrangement is for a moment longer than most companies last.
No, but it sits next to it. A lawyer handles the legal will. Threshold Vault handles the technical access. The two complement each other and should be done together, in writing, before either is needed.
The threshold is set below the holder count for exactly this reason. A 3-of-4 survives losing one holder. When it happens, the Lost-Holder Replacement Plan walks the rest through reissuing a new share, calmly and on a schedule.
Yes. Many owners keep their own share. It changes the arithmetic of who can recover what, and the Annual Review Checklist helps you think through whether that fits your family.
Each holder receives a one-page Field Card written for a non-technical reader. It assumes nothing, explains everything, and tells them where to begin. The Recovery Manual fills in the rest.

Make the door findable. By the right people.

Try the cryptography on a throwaway value. No signup. When you are ready, the plans are one step away.